West Chester Homes under $400,000

West Chester Homes under $400,000

Welcome to West Chester, Pennsylvania—a vibrant town steeped in history and brimming with charm. Nestled in Chester County, West Chester combines the best of suburban living with a rich cultural heritage. Just a short drive from Philadelphia, this picturesque town offers residents the perfect blend of small-town warmth and big-city amenities.

West Chester is renowned for its stunning Victorian architecture, lively downtown area, and a plethora of parks and recreational spaces. Stroll through the historic streets lined with boutique shops, delightful eateries, and art galleries, or enjoy a leisurely afternoon at one of the many local parks, such as Everhart Park or the expansive Chester County Parks. The town also boasts a lively calendar of events, including the popular West Chester Christmas Parade and the annual Chester County Restaurant Festival, making it a community that truly comes alive throughout the year.

For those looking to settle down in this enchanting locale, West Chester offers an array of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find charming single-family homes, cozy townhouses, and modern condominiums that fit your budget without sacrificing quality or style. Many of these properties are situated in welcoming neighborhoods, providing a sense of community and connection.

With its excellent schools, convenient transportation options, and a thriving local economy, West Chester is not just a place to live—it's a place to call home. Discover the allure of West Chester today and see why so many are choosing to make this wonderful town their own!

Newest West Chester Homes under $400,000

297 Summit House, Unit 297, West Chester
$259,900
2 Beds ⋅ 2 Baths
Move right in to this sunny, spacious, and recently updated townhome in the desirable Summit House community. With three distinct outdoor spaces, including a welcoming front garden area, generous rear patio, and private balcony off the primary bedroom, there is plenty of room to enjoy morning coffee, outdoor dining, or simply watch the seasons change. Inside, the main level offers a comfortable and inviting layout designed for everyday living and entertaining. The dedicated dining area provides plenty of space to host family and friends, while the updated kitchen features new stainless steel appliances and an open view into the living area, keeping you connected to the conversation while you cook. A convenient powder room completes the main level. Upstairs, the sunny and generously sized primary bedroom offers two large closets and plenty of room to create a comfortable retreat. The recently updated hall bathroom is conveniently positioned between the bedrooms. The second bedroom is also generously sized, with south facing natural light and ample closet space. Beyond your front door, Summit House offers an easy, amenity rich lifestyle. The recently updated community pool is just a short stroll away, while the clubhouse and library provide additional spaces to relax and connect with neighbors. The community is also pet friendly, making it an especially appealing choice for those looking for low maintenance living without giving up outdoor space. Ideally located less than five minutes from beloved local favorites Fellini’s and Pica’s, and approximately 10 minutes from the restaurants, shops, and energy of downtown West Chester and West Chester University. With thoughtful updates, abundant natural light, multiple outdoor spaces, and an amenity filled community, this is a home that makes everyday living easy.

297 Summit House, Unit 297, West Chester

Listing courtesy of Compass Pennsylvania, LLC. Contact:

207 Walnut Hill Rd Unit 19, West Chester
$259,900
2 Beds ⋅ 2 Baths
Welcome to Cider Knoll! This beautifully updated 2-bedroom, 1.5-bathroom townhome offers comfortable, low-maintenance living in a fantastic West Chester location. The kitchen and bathrooms have been completely updated, and the home features fresh paint throughout, making it truly move-in ready. Enjoy all the amenities Cider Knoll has to offer, including a community pool, dog park, and playground. The condo association takes care of the major maintenance and utilities, including water, sewer, trash, exterior building maintenance, common area maintenance, snow removal, landscaping, and even heat! The basement also provides extra storage space for added convenience. Conveniently located with easy access to West Chester Pike, West Chester University, shopping, dining, and more. Enjoy the convenience of low-maintenance living in beautiful West Chester!

207 Walnut Hill Rd Unit 19, West Chester

Listing courtesy of CG Realty, LLC. Contact:

1317 Stayman St, West Chester
$129,900
2 Beds ⋅ 2 Baths
Welcome home to this bright, 2-bedroom, 2-bathroom manufactured home in Appleville! Step inside to an open kitchen that flows easily into the living space, making everyday living and entertaining a breeze. Both bedrooms are large and airy, filled with natural light and plenty of room to spread out. The primary suite offers a private updated retreat with its own full bath, while the second bath has been completely renovated with a brand-new, modern finish. Thoughtfully laid out and ready for its next owner, this home combines comfort, convenience, and low-maintenance living. Don't miss your chance, so schedule your showing today!

1317 Stayman St, West Chester

Listing courtesy of Foraker Realty Co.. Contact:

1518 Manley Rd Unit A-27, West Chester
$295,000
3 Beds ⋅ 2 Baths
Welcome to 1518 Manley Road, Unit A-27! This spacious three-bedroom, two-full-bath townhome-style condominium offers an open first-floor layout, generous living space, and thoughtful updates throughout. The main level features a bright, open layout with a large family room and a slider providing access to the patio, creating an inviting space for both everyday living and entertaining. The updated kitchen offers a designated dining area and flows nicely into the main living space. Two large first-floor closets provide excellent additional storage. Upstairs, you'll find three generously sized bedrooms with newer carpeting and ample closet space, along with a generous hallway closet for additional storage. The primary bedroom features a separate laundry area and a newly renovated private bathroom with a beautiful tile shower. The updated hall bathroom offers a tub/shower combination for added convenience. Additional improvements include updated windows and a new gorgeous exterior brick walkway. Enjoy the benefits of a well-maintained community with a playground and dog park. The condo fee includes common-area maintenance, trash service, and water, providing added convenience and value. The townhome-style layout provides a wonderful sense of space while offering the low-maintenance benefits of condominium living. Conveniently located near West Chester Borough, shopping, dining, parks, major roadways, and local amenities, with access to the award-winning West Chester Area School District. A wonderful opportunity to own a spacious three-bedroom condominium with an open layout, patio access, updated bathrooms, generous storage, community amenities, and a convenient West Chester-area location. Don't miss your opportunity, reach out today to schedule your appointment!

1518 Manley Rd Unit A-27, West Chester

Listing courtesy of BHHS Fox & Roach-West Chester. Contact:

729 Timber Ln, West Chester
$395,000
3 Beds ⋅ 2 Baths
PLEASE NOTE OFFER DEADLINE: SATURDAY 10/3 9PM. OFFER ACCEPTANCE DATE MONDAY 10/5. Tucked away at the top of a peaceful cul-de-sac, 729 Timber Lane is a charming cottage-style bungalow offering three wooded acres, beautiful natural surroundings, and an incredible location just minutes from the heart of Exton. Set high on the property and overlooking its own acreage and pond, this is the kind of setting that feels wonderfully removed from it all—while keeping everyday conveniences surprisingly close. Inside, the home is filled with character and warmth. Hardwood floors, exposed beams, wood accents, and a brick fireplace create an inviting, artistic feel, while an abundance of windows brings the surrounding landscape into the home. The lovely kitchen offers generous cabinetry, ample counter space, a large center island, and access to the rear deck—perfect for enjoying morning coffee or watching the seasons change through the trees. The home features two bedrooms and two full baths, along with a den previously utilized as a third bedroom and additional flexible living spaces. A loft overlooking the main living area adds even more charm and possibility, while the full basement provides laundry, storage, utilities, and workspace. Outside is where this property truly shines. Mature trees, established landscaping, stone pathways, a rear deck, pond views, and three peaceful acres create an almost pastoral setting with the feel of an artist's cottage tucked into the woods. The Great Valley Trail is located at the bottom of the hill, offering easy access to outdoor recreation right from the neighborhood. And then there is the location. Main Street at Exton, shopping, dining, entertainment, and major transportation routes are all within easy reach, giving you the rare combination of privacy, acreage, and convenience. 729 Timber Lane is being sold as-is and is ready for its next owner to bring some love, vision, and creativity. For the buyer who sees the beauty in character, setting, and possibility, this special property offers an opportunity to create something truly their own. Three acres. A pond. A peaceful wooded setting. A charming home with personality. And a location that is hard to replicate.

729 Timber Ln, West Chester

Listing courtesy of Keller Williams Real Estate -Exton. Contact:

75 Harrison Rd E, West Chester
$275,000
2 Beds ⋅ 3 Baths
Welcome to 75 E Harrison Road in West Chester! This 2-bedroom, 2.1-bath home offers a spacious layout with great potential for a buyer looking to make it their own, the savy investor or the flipper looking for that Fall project. The first floor features a welcoming foyer with coat closet, a living room with fireplace and sliding doors leading to the deck, a dining room, eat-in kitchen, convenient first-floor laundry, and powder room. Upstairs, a versatile loft area provides additional living or flex space. The primary bedroom features a walk-in closet and private full bathroom, while the second bedroom is serviced by a hall bathroom. The finished basement provides additional living, recreation, or storage space and adds valuable flexibility to the home. The property does require work and is being offered strictly in As-Is condition. Any personal property and/or contents remaining in the property at the time of closing shall be included in the sale. Bring your vision and explore the possibilities this West Chester property has to offer!

75 Harrison Rd E, West Chester

Listing courtesy of RE/MAX Main Line - Devon. Contact:

454 E Cardigan Ter Unit 454, West Chester
$350,000
3 Beds ⋅ 2 Baths
Welcome to 454 E Cardigan Terrace in the Indian King community of West Whiteland Township. This two-story townhome offers approximately 1,346 square feet of above-grade living space with 3 bedrooms, 2 full baths, central air, electric heat pump, and a fireplace. The home was built in 1981 and is served by public water and sewer. The main level features a spacious living area with wood-style flooring, along with a kitchen featuring wood cabinetry, tile backsplash, solid-surface countertops, stainless steel appliances, and an electric cooktop. A rear patio and fenced outdoor area provide additional space for outdoor use. Upstairs are three bedrooms and two full baths, along with access to a partly finished attic that provides additional flexible space and storage. The property is in need of cosmetic improvements, including flooring, paint, and other general updating, giving buyers an opportunity to make improvements to their own specifications. This is a Department of Housing and Urban Development (HUD) property (Case# 441-925940). This property is being sold as-is, with no guarantees or warranties provided. Utilities are off, so please exercise caution when viewing the property. Daylight showings are recommended. All property details, including disclosures, the Property Condition Report (PCR), sale contract, and sale process, are available on HUDHomestore. Buyers are responsible for any costs associated with activating utilities for inspections, if permitted. If the plumbing system fails the pressure test, water cannot be activated for inspections. Additionally, any required Use & Occupancy (U&O) inspections are the buyer’s responsibility and expense. For financing and closing, FHA and conventional loans must close within 45 days, FHA 203(k) financing within 60 days, and cash offers within 30 days. The buyer is responsible for all closing costs, including transfer tax. The final escrow amount is subject to lender determination. This is an Equal Housing Opportunity property.

454 E Cardigan Ter Unit 454, West Chester

Listing courtesy of Springer Realty Group. Contact:

514 Valley Dr Unit 514, West Chester
$229,900
2 Beds ⋅ 1 Baths
This charming 2-bedroom, 1-bathroom newly renovated condo in the desirable Goshen Valley community offers a perfect blend of comfort and convenience. Step inside to discover a cozy living space with newly installed plush carpeting, and a modernized bathroom with new vanity and bathtub, The dining area flows seamlessly into a well-equipped kitchen featuring modern appliances, including a new refrigerator, a new built-in microwave, upgraded countertops, ideal for both relaxation and entertaining. Enjoy the fresh air from your private balcony, or take advantage of the community amenities, including a sparkling swimming pool, tennis courts, and children's playground. The maintained grounds create a welcoming atmosphere for leisurely strolls. Located near excellent schools and parks, this home is perfect for those seeking an active lifestyle. This community is located close to public services and simultaneously provides a friendly neighborhood vibe. Experience the warmth of Goshen Valley and make this delightful condominium your new home!

514 Valley Dr Unit 514, West Chester

Listing courtesy of Capital Realty Services LLC. Contact:

1038 Appleville Rd, West Chester
$95,000
2 Beds ⋅ 1 Baths
Award Winning Downingtown S.T.E.M. Academy School District!! Super Clean, Turn Key Ranch Style Mobile Home in Appleville West Development Surrounded by 235 Plus Acres of Highland Orchards and Open Space. Home Features: Open Floor Plan, Updated Kitchen with Vaulted Ceilings, Bay Window, Gas Stove and Nook. Large Living Room with Vaulted Ceilings and Picture Window, 2 Spacious Bedrooms, 1 Hall Bath with Walk in Shower and Laundry Area to Deck. Freshly Painted, New Carpeting, New Luxury Wide Plank Manufactured Vinyl Floor and Shed. Conveniently Located to Downingtown Train Station, Parks, Restaurants, Shopping, Downtown West Chester, King of Prussia, Wayne, Route 30 Bypass, Route 202, Route 76 to Philadelphia and All Major Routes Including PA Turnpike

1038 Appleville Rd, West Chester

Listing courtesy of RE/MAX Action Associates. Contact:

401 Summit House, West Chester
$285,900
2 Beds ⋅ 2 Baths
Coming Soon! Wait until you see what upgrades are coming. Nestled in the prestigious Summit House community, this charming Colonial-style townhouse offers a perfect blend of comfort and luxury. With 2 spacious bedrooms and 1.5 elegantly appointed bathrooms, this residence is designed for both relaxation and entertaining. The inviting interior features an open layout that seamlessly connects living spaces, creating an atmosphere of warmth and togetherness. Step outside to discover a vibrant community that boasts an array of amenities, including a sparkling outdoor pool, tennis courts, and a well-equipped fitness center. Enjoy leisurely afternoons at the clubhouse or let the little ones explore the playground, all while benefiting from meticulously maintained common areas and grounds. This home is not just a place to live; it's a lifestyle. The association fee covers essential services such as lawn maintenance, snow removal, and trash collection, allowing you to focus on what truly matters. The interior access basement provides an additional entertaining space, office, playroom or storage and convenience, while the charming exterior invites you to unwind on your private patio. Experience the ease of community living in a location that balances tranquility with accessibility. Whether you're hosting friends or enjoying a quiet evening at home, this townhouse is a sanctuary that embodies the essence of upscale living. Embrace the opportunity to call this exquisite property your own and indulge in the exclusive lifestyle it offers.

401 Summit House, West Chester

Listing courtesy of RE/MAX Town & Country. Contact:

36 Hill St, West Chester
$265,000
3 Beds ⋅ 2 Baths
WOW—this is the investor opportunity you’ve been waiting for! Welcome to 36 Hill St in West Chester, PA—a true investor special offering instant equity and incredible potential. With an ARV of $465,000+ and a functional layout, this property is ready for its next owner to bring their vision and unlock its full potential. Whether you’re renovating for resale or creating your own home, there is plenty of upside here. Unbeatable location with convenient access to major routes, shopping, dining, the Borough of West Chester, and much more. Property is being sold AS-IS. Buyer is responsible for U&O, if required. Bring your vision and take advantage of the instant equity and tremendous potential this West Chester opportunity has to offer!

36 Hill St, West Chester

Listing courtesy of HomeSmart Realty Advisors. Contact:

1823 Valley Dr Unit 1823, West Chester
$239,900
2 Beds ⋅ 1 Baths
Welcome to 1823 Valley Drive in Goshen Valley! This updated third-floor, 2-bedroom, 1-bathroom condo is in great condition and move-in ready. Step inside to find brand-new carpeting and fresh paint throughout. The entry features ceramic tile flooring, while the kitchen offers LVP flooring and updated LG stainless steel appliances. The inviting living room features a wood-burning fireplace, ceiling fan, and access to the large private patio overlooking the community. Both bedrooms offer ceiling fans, double-hung windows with blinds, and new solid-wood interior doors. The updated bathroom features ceramic tile flooring, a ceramic tile shower surround, and the convenience of an in-unit washer and dryer. Located within the highly desirable West Chester Area School District, this condo combines comfortable living, thoughtful updates, and a convenient location. Don't miss the opportunity to make 1823 Valley Drive your new home!

1823 Valley Dr Unit 1823, West Chester

Listing courtesy of RE/MAX Action Associates. Contact:

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